Privacy Policy for TrackMyBill
Last Updated: January 9, 2026
Overview
TrackMyBill is a personal finance management app that helps you track bills, income, and cash balances. We are committed to protecting your privacy. All your financial data stays on your device and is never transmitted to our servers.
Data You Provide
- Financial Information: Bill amounts, due dates, payment status, income sources, and cash balances that you manually enter
- Email Access (Optional): If you enable email invoice scanning, you can connect multiple email accounts (Gmail, Outlook, Yahoo) with read-only access to scan emails from addresses you specify
Automatically Collected Data
- Device Information: Device type, OS version, and unique identifiers for crash reporting
- Usage Analytics: Anonymized app feature usage and interaction data
What We DO NOT Collect
We do not collect:
- Bank account information or credit card numbers
- Social Security numbers
- Precise location data
- Contact lists, photos, or media
- Browsing history
- Provide app functionality and bill tracking features
- Send bill reminder notifications (with your permission)
- Improve app performance and user experience
- Diagnose technical issues and crashes
- Respond to support requests
Data Storage and Security
Local Storage
All financial data (income, bills, cash entries) is stored exclusively on your device using encrypted local storage. We cannot access this data and it is never uploaded to any server.
Email Integration
If you use email scanning:
- You can connect multiple email accounts via OAuth authentication
- We only access emails from sender addresses you explicitly specify
- Email content is processed locally on your device
- No email content is stored permanently or transmitted to our servers
- OAuth tokens are stored securely on your device
- You can manage or remove email accounts at any time in Settings
Data Export
- Export files are created locally on your device
- You control how and where the file is shared
- We do not receive copies of exported data
Third-Party Services
The app uses the following services:
Push Notifications
With your permission, we send push notifications for bill reminders. You can enable/disable notifications in the app settings or your device settings at any time.
External Payment Links
- You may optionally store payment URLs for your bills
- Tapping “Pay Now” opens the URL in your device’s browser
- We do not track which external websites you visit
- Third-party payment sites have their own privacy policies
- You are responsible for verifying the legitimacy of payment URLs you enter
Your Rights
You have the right to:
- Access: View all data stored in the app
- Correction: Edit or update any information
- Deletion: Delete individual entries or all app data (Settings > Delete All Data)
- Export: Export all data in a portable format
- Revoke Permissions: Disable notifications or email access anytime
Uninstalling the app removes all data since it’s stored only on your device.
Children’s Privacy
TrackMyBill is not intended for children under 13. We do not knowingly collect personal information from children under 13.
California Privacy Rights (CCPA)
California residents have rights to:
- Request information about collected personal information
- Request deletion of personal information
- Non-discrimination for exercising privacy rights
Since data is stored locally on your device and we do not sell personal information, most CCPA provisions are inherently satisfied.
European Privacy Rights (GDPR)
EEA users have additional rights including:
- Right to access, rectification, erasure, and data portability
- Right to restrict processing and object to certain activities
Legal Basis: We process data based on your consent (for email access and notifications) and legitimate interests (for app functionality).
International Users
TrackMyBill is available worldwide. Since all data remains on your device, no cross-border data transfer occurs.
Changes to This Privacy Policy
We may update this Privacy Policy periodically. Changes will be communicated by:
- Posting the updated policy in the app
- Updating the “Last Updated” date
- Sending in-app notifications for material changes
For questions or concerns about this Privacy Policy:
Email: privacy@trackmybill.app
Mailing Address:
[Your Company Name]
[Your Address]
[City, State, ZIP Code]
[Country]
Consent
By using TrackMyBill, you consent to this Privacy Policy.